payment processing

payment solutions

Clean, unified payment solutions with smart technology for your business growth.

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About QleenPay

Dive deeper into the world of QleenPay and discover how our services can enhance your business operations.

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Why Us

Why QleenPay is the right choice

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Online Payments

QleenPay is dedicated to making online payments a breeze for your business. Our robust and secure platform ensures that each transaction is processed quickly and securely.

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In-Person Payments

Our in-person payment solutions integrate effortlessly with your point-of-sale systems, ensuring rapid, secure transactions.

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ACH Processing

Embrace eCheck acceptance to bypass paper check processing costs and seamlessly receive funds from your clients' bank accounts.

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All-in-one Solution

As an all-in-one payment processor, Qleen Pay offers competitive rates, exceptional support, fast turnaround, and an unmatched customer experience

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No hidden fees

We believe in clear, upfront pricing. Our pricing structure is straightforward, with no unexpected costs or hidden fees, so you can plan your financials with confidence.

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Advanced Dashboard

Track transactions, monitor trends, and assess your business performance with precision and ease. Managing your financial operations has never been more efficient.

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One Stop Solution

All-in-one payment processing

As an all-in-one payment processor, Qleen Pay offers competitive rates, exceptional support, fast turnaround, and an unmatched customer experience

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Online & In Person Payments
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Powerful dashboard & tools
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Fraud prevention
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about credit card processing

What is credit card processing?

Credit card processing is a financial service that enables businesses to accept payments from customers using credit or debit cards. It involves a series of secure and automated steps to authorize, capture, and settle the payment amount, ensuring a smooth and efficient transaction process.

The credit card processing journey typically involves the following key steps:

  1. Authorization: When a customer makes a purchase using a credit card, the merchant's payment gateway sends the transaction details to the cardholder's issuing bank for authorization. The issuing bank checks the cardholder's account for available funds and verifies if the transaction is legitimate.
  2. Approval or Decline: Based on the authorization request, the issuing bank approves or declines the transaction. If approved, the payment gateway sends an approval message to the merchant, allowing them to proceed with the sale. If declined, the customer is notified, and the sale is not processed.
  3. Capture: Once the transaction is approved, the payment gateway captures the authorized amount, reserving the funds for settlement. The capture process ensures that the merchant can collect the payment from the customer's card.
  4. Settlement: At the end of the day or a specified settlement period, the payment processor initiates the settlement process. The funds from the approved transactions are transferred from the cardholder's issuing bank to the merchant's bank account, completing the payment cycle.

Credit card processing offers several benefits to businesses and customers

Convenience: Customers enjoy the ease of making payments with a simple swipe, tap, or online transaction, eliminating the need for cash.

Increased Sales: Accepting credit cards expands the customer base, as many prefer card payments over other methods.

Security: Credit card processing employs advanced encryption and security measures, safeguarding sensitive cardholder data and reducing the risk of fraud.

Fast Transactions: Credit card transactions are processed in real-time, allowing businesses to complete sales quickly and efficiently.

Record Keeping: Digital records of transactions are generated, simplifying accounting and reconciliation processes.

At Qleen Pay, we offer comprehensive credit card processing solutions that cater to the needs of businesses across various industries. Our secure and reliable payment processing services ensure smooth and secure transactions, providing businesses and customers with a seamless payment experience.

All services

At Qleen Pay, we take pride in offering a comprehensive range of payment processing services to meet the diverse needs of businesses across industries. Our extensive suite of services is designed to provide efficient, secure, and convenient solutions for businesses of all sizes.

With our merchant account solutions, you can easily accept credit and debit card payments, allowing you to expand your customer base and increase revenue. Our expert team works closely with you to understand your specific business requirements and tailor the merchant account to meet your needs.

Credit Card Processing
Online Payment Solutions
High Volume Merchants
Small Business Merchant
Merchant Account Services
High Risk Merchant Account
Payment Processing
Enterprise Level Merchant
POS Systems
Payment Gateway
Point of Sale Systems