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No setup fees! We approve 95% of applicants!
The underwriting process for high-risk businesses may take a few extra days than usual, especially in highly regulated industries. However, rest assured that our dedicated team works diligently to expedite your approval. We understand the importance of getting your merchant account up and running as quickly as possible.
We strive to provide one of the fastest approval processes for high-risk merchant accounts. Typically, our approval process takes between 24 to 48 hours, outpacing many other providers in the industry. With a 99% approval rate, you can have confidence that your unique business is almost guaranteed approval, allowing you to start accepting payments quickly and easily. Our priority is to ensure your satisfaction and facilitate a seamless onboarding experience for your business.
We understand that your credit history should never hinder your business growth. That's why our services specialize in providing high-risk merchant accounts, ensuring that your credit background doesn't limit your potential. With an outstanding average approval rate of 99%, the highest in the industry, we take pride in supporting businesses like yours.
Experience the convenience of our streamlined approval process, granting you quick access to a bad credit merchant account. Say goodbye to the burden of setup and cancellation fees - our commitment to transparency means you won't encounter any unexpected costs. Applying online is seamless and user-friendly, eliminating any unnecessary hassles.
Discover the opportunities that await your business with our bad credit merchant accounts. Regardless of your credit history, we are here to provide the support and solutions you need. Unleash the full potential of your business today.
Concerned about fees? It's true that high-risk merchant accounts can come with higher taxes and restrictions. However, at QleenPay, we believe in fairness and transparency. We don't believe in penalizing businesses that operate in industries with a higher risk of fraud or chargebacks.
Unlike other high-risk merchant account providers that may charge significant application or setup fees, Qleen Pay offers a refreshing approach. We charge absolutely nothing to set up your high-risk merchant account, allowing you to focus on growing your business without unnecessary financial burdens.
Qleen Pay strive's to provide competitive rates and a seamless setup experience for your high-risk merchant account. Join us today and discover the difference we can make for your business.
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If you operate an online store, you may have come across the term "high-risk merchant account." This classification is not a personal attack on your business or entrepreneurial capabilities. It's a quantitative assessment made by payment processors and merchant account providers to mitigate their risk.
Payment processors assume liability when merchants are unable to reimburse customers for disputed or fraudulent charges. To reduce this risk, they selectively choose the businesses they work with, avoiding industries deemed prone to chargebacks and fraud. Consequently, these businesses are referred to as "high-risk merchants," including niche markets like travel agencies, adult stores, SaaS providers, dating websites, and firearms dealers.
High-risk merchant accounts are designed specifically for such businesses. Providers like Qleen Pay specialize in serving high-risk industries, offering merchant accounts tailored to their unique needs. These accounts enable high-risk businesses to accept non-cash payments, such as credit cards, ACH, and eChecks.
Determining if your business is considered high-risk depends on several factors, including your industry's stability and your financial profile. Payment processors consider fraud and chargeback rates, the types of products and services offered, reputational risks, recurring payments, monthly sales volumes or transaction value, and credit scores. If your business exhibits a high chargeback or fraud rate, deals with sensitive customer information, relies on recurring payments, handles high-value transactions, has a poor credit score, or meets other risk indicators, it may be classified as high-risk.
If you're unsure whether your business falls into the high-risk category, consider the following questions:
Answering "yes" to any of these questions suggests that your business may be considered high-risk by payment processors and financial institutions.
At Qleen Pay, we specialize in providing high-risk merchant accounts and assisting businesses in understanding and navigating the high-risk landscape. Contact us today to explore how we can support your payment processing needs, regardless of your risk classification.
As an all-in-one payment processor, Qleen Pay offers competitive rates, exceptional support, fast turnaround, and an unmatched customer experience
Your one-stop resource for all your questions about QleenPay's payment processing services, from setup to transactions and everything in between.
Contact UsQleenPay is a comprehensive payment processing solution that enables businesses to accept and manage payments online and in-person. Our platform is designed for ease of use, security, and scalability, supporting businesses of all sizes.
QleenPay supports a diverse range of businesses, from startups to enterprise-level companies across various industries. Whether you operate an e-commerce platform, a brick-and-mortar store, or offer services, QleenPay can provide a tailored solution for your payment processing needs.
QleenPay takes security very seriously. Our platform is PCI compliant and uses advanced encryption technology to ensure the utmost security of each transaction. Your customers' payment information is always safe with QleenPay.
Integrating QleenPay with your online store is easy thanks to our flexible APIs. You can also make use of our plugins for popular e-commerce platforms. For step-by-step guidance, please refer to our Integration Guide or reach out to our support team.
QleenPay believes in transparent pricing. Our fees are competitive and clearly communicated upfront, without any hidden charges. These typically involve a small transaction fee. For detailed pricing information, please refer to our Pricing page or contact our customer service team.